Swaranjayanti Gram Swarojgar Yojana
(SGSY)

      

S.G.S.Y

OBJECTIVES:

To enable poor selected families (Swarozgaris) in the rural areas to cross the poverty line.

STRATEGY:

To provide income generating assets and inputs to the target groups through a package of assistance consisting of subsidy and bank loan.

TARGET GROUPS:

Small farmers, marginal farmers, agricultural labourers, non-agricultural labourers and rural artisans whose annual family income is less than Rs. 13000/- from 1999-2000. Small farmers are those having land holding from 2.5 to 5.0 acres dry land in non DPAP areas or 3.75 to 7.5 acres dry land in DPAP areas or half the limits in case of wet land. Marginal farmers are those having land holding upto 2.5 acres in non DPAP areas or 3.75 acres in DPAP areas in terms of dry land or half the limits in case of wet lands.

SAFE GUARDS:

for SCs & STs: Assistance both in physical and financial terms to the extent of.
a) Government of India norm - 50% for SCs & STs put together
b) State norm - 50% for SCs,10% for STs
       (16% for STs in ITDA areas).
       For Women - 40%
       For Physically Handicapped - 3%
       Minorities - 3%


FORUM FOR IDENTIFICATION OF BENEFICIARIES:

Gramasabha attended by prospective beneficiaries, representatives of bank, DRDA, block officials, non-officials and village elders.

SIZE OF INVESTMENT (PERCAPITA) DURING

Subsidy - Rs.7500
Credit - Rs.17500
Minimum Investment - Rs.25,000
       RATES OF SUBSIDY:
       Small farmer 30% of Project Cost subject to Max of Rs.7500/-
       Others 50% Project Cost subject to Maximum of Rs.10,000
       SCs,STs and Physically Handicapped - 50%
       Community minor irrigation works - There is no monitory limit
       and subsidy for irrigation projects


INDIVIDUAL MAXIMUM SUBSIDY:

Non DPAP areas - Rs.7500
DPAP areas - Rs.7500
SCs,STs and Physically Handicapped - Rs.10000
Minor Irrigation Sector - No monitory limit on subsidy



SWARNJAYANTI GRAM SWAROZGAR YOJANA [SGSY] [TRAINING]
( 10% of SGSY allocation)


OBJECTIVES:

To upgrade the capacity of Swarozgaris both individual as well as group oriented activities.

TARGET GROUPS:

Those between 18-35 years from the families below the poverty line. The age limit is relaxed to 16 years in case of the in-mates of orphanages and to 45 years in case of freed bonded labourers, ex-convicts, leprosy cured patients, liberated scavengers etc.

QUALIFICATIONS:

No educational qualifications are prescribed.

SAFEGUARDS

for SCs & STs: Assistance both in physical and financial terms to the extent of.
a) Government of India norm - 50% for SCs & STs put together
b) State norm - 50% for SCs,10% for STs
      (16% for STs in ITDA areas).
       For Women - 40%
       For Physically Handicapped - 3%

STRATEGY:

Training in any institution or with master crafts man and provide subsidy by DRDA and credit from banks under SGSY for acquisition of income generating assets after completion of training.

DURATION:

Two types of training are contemplated under SGSY

1. BASIC ORIENTATION PROGRAMME

Swarozgaris may put through a basic orientation programme to acquire the skills after the loan is sanctioned and before distribution training should not be more than two days. Training expenses like training material, honorarium to resource persons, travel and food expenses of Swarozgaris can be met from SGSY training fund. No stipend is admissible.

2. SKILL DEVELOPMENT TRAINING

Swarozgaris who need additional skill development /upgradation of skill appropriate training may be identified and organised. Under this Swarozgaris will be entitled for financial assistance if they require to undergo training for more than a week. The bank will give this money to the Swarozgaris as a soft loan. DRDAs are entitled to meet the expenses incurred by the training institutions . The expenses should not exceed Rs.15/- per trainee per day.